EstateGuru is a online marketplace focused on real estate peer-to-peer lending. Founded in 2013 by Kaspar Kaljuvee, Marek Pärtel & Marko Arro, EstateGuru facilities the financing of development loans, bridge loans, renovation loans and business loans based on real estate collateral in Baltic countries such as Estonia, Latvia, and Lithuania. In 2019 EstateGuru expanded operations to Finland, Germany, Portugal and Spain, but these deals represent a small part of the overall loan portfolio.
EstateGuru is based in Tallinn, Estonia and is growing quickly as one of the largest real estate P2P investment platforms in Europe. All loans are backed by real estate collateral (with a average LTV below 60%) and EstateGuru has a good lending track record with investors achieving average returns over 12% to date.
In 2020, EstateGuru launched a Seedrs equity crowdfunding campaign to raise capital for further expansion and growth.
The risk profile of the loans can vary considerably and it is, as always recommend to perform a careful due diligence and selection before investing. EstateGuru is not a P2P platform that should be left alone through the use of the auto invest feature.