S4F Investment Returns

I’ve been able to consistently achieve returns higher than 10% since the beginning. Check and compare the returns on my favorite P2P crowdlending platforms. Find the best Peer-to-Peer investments.

SavingsForFreedom P2P CrowdInvesting Income Evolution Graph

In January 2020 I was victim of the Kuetzal & Envestio fraud. The negative value visible reflect the losses in my portfólio associated to this criminal activities. In March 2020 I decided to mark my investments in Monethera and Grupeer as losses. In July 2020, was Wisefund. All of them are now under legal charges in hope of getting some of my savings back.

Check my P2P crowdlending portfolio here.


Business Loans P2P Platforms

Crowdestor Income Evolution Graph

Check my opinion about Crowdestor here.

TFGcrowd Income Evolution Graph


Consumer Loans P2P Platforms

Mintos Income Evolution Graph

The initial high returns were entirely based in cashback bonus associated to my initial investments.

Lendermarket Income Evolution Graph

Peerberry Income Evolution Graph

Swaper Income Evolution Graph

Viventor Income Evolution Graph

IUVO Group Income Evolution Graph


Black-box Loans P2P Platforms

IBAN Wallet Income Evolution Graph

Check my opinion about IBAN Wallet here.

Robocash Income Evolution Graph

Kviku Finance Income Evolution Graph


Real Estate P2P Platforms

Estateguru Income Evolution Graph

Check my opinion about Estateguru here.


Grupeer (scam update): Know Your Client
Risk Management

Grupeer (scam update): Know Your Client

By June 16, 2020 3
On June 15th, Grupeer announced the need for investors to fill a KYC questionnaire. What are the reasons behind this?
7 Lessons to Protect Yourself From P2P Scams
Risk Management

7 Lessons to Protect Yourself From P2P Scams

By January 6, 2020 5
Greed and herd mentality can go a long way to blur our capacity to detect P2P investment scams. Learn

Fraudulent P2P Platforms Losses

Wisefund Income Evolution Graph (Fraudulent Platform)

In July 2020, Wisefund stooped all activities without many explanations. All available data points for fraud.

Monethera Income Evolution Graph (Fraudulent Platform)

In March 2020, Monethera stooped all activities without many explanations. All available data points for fraud.

Grupeer Income Evolution Graph (Fraudulent Platform)

In March 2020 information came to light about Grupeer that destroys its reputation and operational capability. I’m looking for more information.

Envestio Income Evolution Graph (Fraudulent Platform)

In January 2020, Envestio stooped all activities in what was the final act of a fraudulent process. The savings lost on Envestio destroyed the entire results of my P2P Lending investment returns.

Kuetzal Income Evolution Graph (Fraudulent Platform)

In January 2020, Kuetzal stooped all activities in what was the final act of a fraudulent process. The savings lost on Kuetzal destroyed the entire results of my P2P Lending investment returns.

FastInvest Income Evolution Graph (In Problems)

In January 2020, I decided to proceed with a early withdraw of funds with penalization, leading to the losses reported. I will stop investing in FastInvest with the maturity of some few loans.

Check my opinion about FastInvest here.