Investment History

By looking at my decisions on how to invest and withdraw my savings, you can understand how over time I learned to work with P2P platforms and their impact on returns.
N26 The Mobile Bank @ Savings4Freedom

This page tracks all the investments I’ve made since I started pursuing financial literacy in March 2018.

In October 2019, I needed to use a significant amount of funds for personal reasons. That particular withdraw is the reason for the drop in crowdlending assets. In January 2020, I lost the savings allocated in Kuetzal and Envestio with significant implication to my portfolio. From that moment, I’m reducing my exposure to multiple P2P Platforms.

I was only able to withdraw such a significant amount of funds in October 2019 without a significant impact on my returns because they were available on iban wallet (2.5% per year in interest). The reason why I choose iban wallet was precisely to allow me to have access to my funds immediately, without the need to sell my position or wait for liquidity (i sacrificed returns for liquidity).


Investment History 2019

Activity

Viventor Logo @ Savings4Freedom +434.69€

Grupeer Logo @ Savings4Freedom +351.29€

Envestio Fraud @ Savings4Freedom +500.00€

BulkEstate Logo @ Savings4Freedom +50.00€

ReInvest24 Logo @ Savings4Freedom +100.00€

EstateGuru Logo @ Savings4Freedom +100.00€

Bondora Logo @ Savings4Freedom +100.00€

ViaInvest Logo @ Savings4Freedom +100.00€

Mintos Logo @ Savings4Freedom -607.44€
Jan 2019

Activity

Viventor Logo @ Savings4Freedom +21.47€

Envestio Fraud @ Savings4Freedom +1486.59€

FastInvest Logo @ Savings4Freedom +100.00€

Grupeer Logo @ Savings4Freedom +54.94€

Crowdestate Logo @ Savings4Freedom +494.07€

PeerBerry Logo @ Savings4Freedom +100.00€

FinBee Logo @ Savings4Freedom +100.00€

Monestro Logo @ Savings4Freedom +50.00€

Mintos Logo @ Savings4Freedom -948.77€

BulkEstate Logo @ Savings4Freedom -50.00€
Feb 2019

Activity

Mintos Logo @ Savings4Freedom -1387.63€

Envestio Fraud @ Savings4Freedom +1461.28€

Crowdestate Logo @ Savings4Freedom +92.64€

FastInvest Logo @ Savings4Freedom +98.95€

Grupeer Logo @ Savings4Freedom +351.36€

Robocash Logo @ Savings4Freedom +250.00€

Viventor Logo @ Savings4Freedom +331.65€

DoFinance Logo @ Savings4Freedom +100.00€

Kuetzal Fraud @ Savings4Freedom +300.00€

NeoFinance Logo @ Savings4Freedom +100.00€

Bondora Logo @ Savings4Freedom -100.50€
Mar 2019

Activity

Viventor Logo @ Savings4Freedom -118.53€

Mintos Logo @ Savings4Freedom -722.17€
Apr 2019

Activity

Viventor Logo @ Savings4Freedom +940.82€

Ekassa Logo @ Savings4Freedom +50.00€

FinBee Logo @ Savings4Freedom +50.00€

Grupeer Logo @ Savings4Freedom +448.54€

FastInvest Logo @ Savings4Freedom +845.64€

Robocash Logo @ Savings4Freedom +797.81€

Envestio Fraud @ Savings4Freedom +466.37€

Kuetzal Fraud @ Savings4Freedom +739.84€

Debitum Network Logo @ Savings4Freedom +250.00€

Mintos Logo @ Savings4Freedom -461.75€

PeerBerry Logo @ Savings4Freedom -15.21€

ViaInvest Logo @ Savings4Freedom -39.49€

Crowdestate Logo @ Savings4Freedom -11.49€
May 2019

Activity

Kuetzal Fraud @ Savings4Freedom +50.16€

Ekassa Logo @ Savings4Freedom -35.44€

PeerBerry Logo @ Savings4Freedom -15.06€

ViaInvest Logo @ Savings4Freedom -8.61€

Crowdestate Logo @ Savings4Freedom -8.60€
Jun 2019

Activity

FinBee Logo @ Savings4Freedom -59.13€

Viventor Logo @ Savings4Freedom -2053.11€

Mintos Logo @ Savings4Freedom -2931.09€

Crowdestate Logo @ Savings4Freedom -311.49€

iban Logo @ Savings4Freedom +3000.00€

Monethera Logo @ Savings4Freedom +2239.03€

Envestio Fraud @ Savings4Freedom +209.71€

Grupeer Logo @ Savings4Freedom +387.09€

Kuetzal Fraud @ Savings4Freedom +364.05€

FastInvest Logo @ Savings4Freedom +127.78€

Lenndy Logo @ Savings4Freedom +100.00€

Crowdestor Logo @ Savings4Freedom +100.00€

Robocash Logo @ Savings4Freedom +42.12€

Brickstarter logo @ Savings4Freedom +50.00€
Jul 2019

Activity

FinBee Logo @ Savings4Freedom -69.20€

Robocash Logo @ Savings4Freedom -487.48€

Viventor Logo @ Savings4Freedom -2649.00€

Mintos Logo @ Savings4Freedom -3310.00€

Grupeer Logo @ Savings4Freedom -1100.00€

Envestio Fraud @ Savings4Freedom -578.94€

Crowdestate Logo @ Savings4Freedom -255.13€

NeoFinance Logo @ Savings4Freedom -66.68€

Monestro Logo @ Savings4Freedom -33.40€

Ekassa Logo @ Savings4Freedom -10.00€

PeerBerry Logo @ Savings4Freedom -23.57€

ViaInvest Logo @ Savings4Freedom -24.70€

Housers Logo @ Savings4Freedom +50.00€

EvoEstate Logo @ Savings4Freedom +85.00€

FastInvest Logo @ Savings4Freedom +87.07€

Kuetzal Fraud @ Savings4Freedom +174.85€

iban Logo @ Savings4Freedom +9454.50€

Monethera Logo @ Savings4Freedom +1420.43€
Aug 2019

Activity

Debitum Network Logo @ Savings4Freedom -179.63€

Kuetzal Fraud @ Savings4Freedom +271.68€

Envestio Fraud @ Savings4Freedom +119.95€

FastInvest Logo @ Savings4Freedom +185.95€

Grupeer Logo @ Savings4Freedom +365.96€

Mintos Logo @ Savings4Freedom -2100.70€

Robocash Logo @ Savings4Freedom -487.48€

Crowdestor Logo @ Savings4Freedom +500.00€

TFGcrowd Logo @ Savings4Freedom +750.00€

Viventor Logo @ Savings4Freedom -1681.71€

PeerBerry Logo @ Savings4Freedom -16.10€

Ekassa Logo @ Savings4Freedom -5.13€

iban Logo @ Savings4Freedom +485.35€

Wisefund Logo @ Savings4Freedom +1750.00€

Monethera Logo @ Savings4Freedom +2234.03€
Sep 2019

Activity

Kuetzal Fraud @ Savings4Freedom +467.46€

Envestio Fraud @ Savings4Freedom +229.06€

FastInvest Logo @ Savings4Freedom +83.95€

Grupeer Logo @ Savings4Freedom +40.14€

Mintos Logo @ Savings4Freedom -712.21€

Crowdestor Logo @ Savings4Freedom +988.91€

TFGcrowd Logo @ Savings4Freedom +750.00€

Viventor Logo @ Savings4Freedom -1235.39€

iban Logo @ Savings4Freedom -14585.30€

Wisefund Logo @ Savings4Freedom +1233.81€

PeerBerry Logo @ Savings4Freedom -22.30€

ViaInvest Logo @ Savings4Freedom -9.96€

EvoEstate Logo @ Savings4Freedom -15.00€

Monethera Logo @ Savings4Freedom +903.49€
Oct 2019

Activity

Monethera Logo @ Savings4Freedom +391.19€

Envestio Fraud @ Savings4Freedom +419.95€

Kuetzal Fraud @ Savings4Freedom+462.46€

Wisefund Logo @ Savings4Freedom +422.48€

Crowdestor Logo @ Savings4Freedom +134.29€

TFGcrowd Logo @ Savings4Freedom+329.46€

Grupeer Logo @ Savings4Freedom +95.53€

FastInvest Logo @ Savings4Freedom +183.25€

Mintos Logo @ Savings4Freedom -815.25€

Viventor Logo @ Savings4Freedom -1179.50€

iban Logo @ Savings4Freedom +450.00€

EvoEstate Logo @ Savings4Freedom -101.00€

NeoFinance Logo @ Savings4Freedom -41.11€

DoFinance Logo @ Savings4Freedom -104.95€
Nov 2019

Activity

iban Logo @ Savings4Freedom -152.44€

Viventor Logo @ Savings4Freedom -1339.96€

Mintos Logo @ Savings4Freedom -53.98€

FastInvest Logo @ Savings4Freedom +199.44€

Envestio Fraud @ Savings4Freedom +164.82€

Monethera Logo @ Savings4Freedom +386.73€
Dec 2019

Investment History 2018

Activity

Viventor Logo @ Savings4Freedom +100.00€
Mar 2018

Activity

Viventor Logo @ Savings4Freedom +4456.85€
Apr 2018

Activity

Viventor Logo @ Savings4Freedom +1000.00€

Mintos Logo @ Savings4Freedom +6000.00€
May 2018

Activity

Viventor Logo @ Savings4Freedom +435.50€

Mintos Logo @ Savings4Freedom +2171.75€
Jun 2018

Activity

Viventor Logo @ Savings4Freedom +436.98€

Mintos Logo @ Savings4Freedom +1000.00€
Jul 2018

Activity

Viventor Logo @ Savings4Freedom +436.46€

Grupeer Logo @ Savings4Freedom +2000.00€

BulkEstate Logo @ Savings4Freedom +550.00€
Aug 2018

Activity

Grupeer Logo @ Savings4Freedom +500.00€

Mintos Logo @ Savings4Freedom +1435.94€

Viventor Logo @ Savings4Freedom +434.21€
Sep 2018

Activity

Grupeer Logo @ Savings4Freedom +805.59€
Oct 2018

Activity

Mintos Logo @ Savings4Freedom +2049.15€
Nov 2018

Activity

Viventor Logo @ Savings4Freedom +256.85€

Envestio Fraud @ Savings4Freedom +1000.00€

Grupeer Logo @ Savings4Freedom +207.06€
Dec 2018